It is time to close both Fannie Mae and Freddie Mac—the government-sponsored mortgage giants. Read More.
Fannie Mae and Freddie Mac followed policies that enabled Americans to make low down payments on home purchases. This study analyzes how government-sponsored affordable lending efforts impacted homeownership rates. Read More.
Solutions 2016 provides candidates for elected office the ability to quickly identify the key issues of the day and present clear policy recommendations, supported by facts, for addressing them. Read more.
The 2008 collapse of the housing market had many causes, including subprime mortgages, lax lending standards, and land use regulations. Fannie Mae and Freddie Mac must be eliminated to allow for a better-functioning, private housing finance industry and to eliminate the risk of taxpayer-funded bailouts. Land use deregulation will also help revive housing markets.
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Senior Policy Analyst and Research Manager
The Heritage Foundation is the nation’s most broadly supported public policy research institute, with hundreds of thousands of individual, foundation and corporate donors. Heritage, founded in February 1973, has a staff of 275 and an annual expense budget of $82.4 million.
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